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By Joetta Hartman · Checked 9 Nov 2026 · 18+

Is Secrets AI Safe? Billing, Privacy, Age Checks

Who runs Secrets AI, what shows on your statement, what its encryption wording means and why its terms could not be read.

Safer-by-design and EU-based alternatives to compare

Hand-written adult stories, a new one every week
  • Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
  • Scenario content is included in the subscription; you pay credits only to generate more
  • Pre-generated top-quality content at 15 credits each
  • Long chat memory that stays coherent after several thousand messages
  • Your own generated content: 4 credits per image, from 30 credits per video
  • NaughtiAI OÜ, Estonia (EU)
  • Watch out: our own product; credits are not refunded
Read the review

Seven video models and audio calls
  • Companion chat, custom characters, adult video on 7 models, audio calls
  • Premium includes 8,000 Moments; a 5-second video costs 320 to 1,200
  • Free: 20 messages a day, no media
  • Secret Labs Inc. (Delaware); Trustpilot 4.5 from 317 reviews
  • Watch out: no refund for the current period
Read the review

Live video calls and Joi Originals
  • Premade characters, builder, images, video, live video calls
  • Neurons charged per explicit message, photo or video, even on Premium
  • Age check by VerifyMyAge (email, face estimate or ID)
  • Novi Limited, Cyprus; Trustpilot 3.9 from 264 reviews
  • Watch out: pay-per-view on top of the plan

NOVA image-to-video with sound
  • Design a companion or pick a premade one; images, voice and video calls
  • NOVA image-to-video clips with sound
  • Ultimate includes 1,000 XOT a month; an image costs 50 XOT
  • Xotic Tech OÜ, Estonia; Trustpilot 4.8 from 59 reviews
  • Watch out: 5 free messages in total, subscriptions non-refundable

Custom companions and a huge library
  • Custom companions plus a huge community library, images, video, voice calls
  • Unlimited messages and 1,000 dreamcoins a month on paid plans
  • Free: 5 messages per character and 55 coins once (reported)
  • Dream Studio USA, Inc. (Delaware)
  • Watch out: calls cost 50 coins a minute, video 100 coins per 5 seconds (reported)

Companion builder with video calls
  • Companion builder, images, video, voice chat and video calls
  • Free plan: about 15 messages and 10 images a day (reported)
  • Credits pay for media on top of the plan
  • Nectar AI, LLC (Delaware) with a UK entity
  • Watch out: fees are non-refundable and official prices are not public

350+ premade characters, free text chat
  • 350+ premade characters, images, AI video and a live video mode
  • Core text chat free with unlimited messages (homepage)
  • Refund within 24 hours if no more than 20 credits are used
  • 404 Intelligence LTD, Cyprus; Trustpilot 4.3 from 28 reviews
  • Watch out: Premium prices are not public, custom creator not live

At a glance

  • Delaware Secret Labs Inc. runs Secrets AI
  • S LABS INC what your card statement shows
  • In transit the FAQ's encryption wording
  • No ID age check is a click-through and email
  • Delaware Secret Labs Inc. runs Secrets AI
  • S LABS INC what your card statement shows
  • In transit the FAQ's encryption wording
  • No ID age check is a click-through and email
  • Delaware Secret Labs Inc. runs Secrets AI
  • S LABS INC what your card statement shows
  • In transit the FAQ's encryption wording
  • No ID age check is a click-through and email

Ask AI about this research

What I found (checked 9 November 2026)

  • Secrets AI is run by Secret Labs Inc. in Dover, Delaware; card statements show “S LABS INC”.
  • Its FAQ says connections are encrypted in transit; the homepage’s “end-to-end” claim goes further than that.
  • Age checks are a click-through plus email, no ID. Character rules require clearly adult characters.
  • Its terms and privacy policy load only via JavaScript, so their clauses could not be read. Download media before you cancel.

Disclosure: this site is made by the naughti.ai team, and naughti.ai is our own product, which is why it is listed first and labelled. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.

Is Secrets AI safe? What the claims say

Safe to use with care. It is a real company with a public wiki and changelog, discreet billing and clear character rules. The weak points are what it does not let you read and where its own statements disagree.

TopicWhere it is saidWhat it saysMy read
EncryptionHomepage tile"End-to-end encryption"Broader than the FAQ
EncryptionSubscription FAQEvery connection encrypted in transit; media on private, time-limited linksUse this wording
Who sees chatsSubscription FAQ"Only you can see your conversations"Staff-access policy not readable
Media on cancelFAQ vs retention screenNothing deleted vs deleted after 14 days on FreeConflict: download first
Age checksAffiliate copy vs FAQ"Full age verification" vs email only, no IDTreat as self-declaration

Quoted from secrets.ai pages and site strings, checked 9 November 2026. The terms and privacy policy load only via JavaScript and could not be read.

Confident woman in charcoal coat holding smartphone with glowing emerald holographic padlock shield in dark room

Discreet by design

Secrets AI bills as S LABS INC, needs only an email and serves media on private, time-limited links. Premium from $19.99 a month.

Who is behind Secrets AI?

The company

Secret Labs Inc., 8 The Green Ste D, Dover, DE 19901, USA, per the homepage footer. Third-party sources say it was founded in 2024.

What you cannot read

The terms of service and privacy policy pages exist but render their text only through JavaScript, and robots.txt blocks crawlers from them. I could not read the governing law, any arbitration clause, retention periods or a staff-access policy.

Name confusion

Secret Labs Inc. is not Secretlab (gaming chairs) and not “Secret AI” by other companies. Search results mix them up.

Billing and payments

TopicWhat Secrets AI says
Card descriptorS LABS INC; Secrets not mentioned on the bill
CardsVisa, Mastercard, Discover; no American Express
3-D SecureVisa Secure and Mastercard ID Check
Crypto300+ coins, $20 minimum, NOWPayments; no auto-renew
Prepaid keysG2A 3- and 12-month keys as a last resort
RefundsNone for the current period

Age verification and content rules

Entry is an 18+ click-through, and sign-up needs only an email: no real name, phone number or ID for standard use. An affiliate page claims “full age verification”, but no provider is named anywhere public, so I treat it as self-declaration plus card checks. Content rules are stricter than the check: characters must look clearly adult, and young-looking characters are rejected whatever their stated age.

AppAge check in the US
Secrets AIClick-through and email
Joi AIVerifyMyAge (email, face estimate or ID)
OurDream AIClick-through; Go.cam or AgeVerif in UK/AU
Nectar AIClick-through; go.cam in the UK
Xotic AIGate and card; Facia in the UK
GoLove AIClick-through
naughti.ai18+ attestation

Apps and downloads

Secrets AI is a browser web app only. Its wiki says it is not on the App Store or Google Play and that store listings using its name are not affiliated. A 2025 press release announced store apps, but the current official position is browser-only.

How to use Secrets AI more safely

  1. Use a separate email; no real name is required.
  2. Pay by card if you may need a chargeback; crypto is final.
  3. Keep custom characters private if you do not want them public.
  4. Download your media before cancelling or letting a plan lapse.
  5. Never install store apps or APKs that use the Secrets AI name.
A brunette woman in a burgundy cardigan curled in a vintage armchair at night, smiling as emerald light ribbons rise from glo

An EU alternative

naughti.ai, our own product, is run by NaughtiAI OÜ in Estonia under GDPR and says chats are not sold or used for ads.

Sources I used

I accessed these sources between 3 and 9 November 2026.

  1. Secrets AI homepage and subscription FAQ
  2. Secrets AI wiki: install the app (browser PWA)
  3. Secrets AI wiki: Moments and payments (updated ~29 Oct 2026)
  4. Secrets AI wiki: cancelling
  5. Secrets AI wiki: subscription tiers and limits (updated ~17 Oct 2026)
  6. Trustpilot: secrets.ai
  7. Device Diary: Secrets AI review (5 Sep 2026)

Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Secret Labs Inc., the company behind Secrets AI; Secrets AI links on this site are affiliate links.

More Secrets AI guides

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Secrets AI review

Reels, Shorts, 7 video models and what users complain about.

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Secrets AI pricing

Premium vs Ultimate, Moments by video model, cancelling.

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Best Secrets AI alternatives

Six apps against Secrets AI on Moments, video, free tier and refunds.

Is Secrets AI safe? FAQ

  • Is Secrets AI safe?

    It is run by an identifiable US company and is unusually open about prices and changes. The gaps are elsewhere: its terms and privacy policy load only through JavaScript, so their clauses could not be read, its homepage says end-to-end encryption while its FAQ says encrypted in transit, and age checks are self-declared.

  • Who owns Secrets AI?

    Secret Labs Inc., 8 The Green Ste D, Dover, Delaware 19901, according to the homepage footer. Third-party sources date the company to 2024. Do not confuse it with Secretlab, the gaming-chair maker, or with Secret AI products from other companies.

  • What does Secrets AI show on my bank statement?

    “S LABS INC”. The subscription FAQ says Secrets is not mentioned anywhere on the bill. That is discreet, but it also means you should recognise the name when you check your statement.

  • Does Secrets AI verify age?

    Only by self-declaration: an 18+ click-through and an email address, with no real name, phone number or ID for standard use, according to its FAQ. Card payments support 3-D Secure checks. Its character rules reject any character that does not clearly look adult.

  • Is Secrets AI end-to-end encrypted?

    Its homepage says so, but its subscription FAQ describes encryption in transit and private, time-limited links for media, which is narrower. Without a readable privacy policy I would not rely on the end-to-end claim.

  • Can I delete my chats on Secrets AI?

    Users search for how to delete chats and accounts, but the privacy policy that would describe deletion and retention could not be read. Look in your account settings, and download any media you want to keep before deleting anything or letting a plan lapse.

  • Is it safe to pay Secrets AI with crypto?

    Crypto works (300+ coins, $20 minimum, via NOWPayments) and keeps card statements clean, but crypto plans do not auto-renew and must be repurchased, and Secrets AI refunds nothing for the current period anyway. A card gives you chargeback rights; crypto does not.

  • Is the Secrets AI app in the App Store safe?

    There is no official store app. The wiki says Secrets AI installs only as a browser web app and that any app-store listing using its name is not affiliated with it. Avoid those listings and any APK downloads.

  • Are Secrets AI public characters moderated?

    Yes. Characters published to the public library pass moderation, and the guidelines require characters to look clearly adult in appearance and description. Young-looking characters are rejected regardless of their stated age.

  • What happens to my media if I cancel Secrets AI?

    The FAQ says cancelling never deletes anything, but a retention screen in the site’s code warns that generated media is deleted after 14 days on Free. Until that conflict is resolved, download what you want to keep before your plan ends.

  • Is Secrets AI safer than Candy AI?

    Each has gaps. Candy AI publishes a readable privacy policy with retention periods but allows chats to train its models; Secrets AI’s policy could not be read. Secrets AI publishes its card descriptor; Candy AI names its company in Malta under GDPR. See Secrets AI vs Candy AI.

  • Which alternative is the most private?

    None is perfect. naughti.ai (our product) says chats are not sold or used for advertising; Joi AI has the strongest age check (VerifyMyAge); the EU-based apps fall under GDPR. Read each policy before sharing personal details.

  • Is Secrets AI a scam?

    I found no sign of that. It names its company and address, publishes prices and a changelog, and its Trustpilot profile shows 4.5 from 317 reviews, though that profile invites reviews. Complaints are about cost and moderation, not missing service.

  • Can Secrets AI staff read my messages?

    The FAQ says only you can see your conversations, but no staff-access policy was readable because the privacy policy loads only via JavaScript. Treat anything you type as stored by the service.

  • Is Secrets AI available in the UK and EU?

    Its changelog mentions fixing incorrect site loading for UK and EU visitors on 10 October 2026, and its sitemaps cover several European languages. I found no published country-specific age-check rules like OurDream’s.

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Joetta Hartman

Editor, Secrets AI Alternatives

I edit this site for the naughti.ai team and compare adult AI companion apps on what they publish themselves: plan tables, wikis and changelogs, terms, refund and cancellation pages, privacy wording and Trustpilot profiles. I write down the date of every figure and re-check prices, free limits and currencies monthly. I never describe a purchase or test I have not made, and I say when naughti.ai is not the right choice.

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Try the Best Secrets AI Alternative

Stop paying Moments for every clip. naughti.ai drops you into hand-written adult stories with a beginning and an end, a new one every week, made by our team.

Adults 18+ only. All characters are AI and fictional.