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By Joetta Hartman · Checked 9 Nov 2026 · 18+

naughti.ai Review: Hand-Written Adult Stories

Our own product, reviewed on what can be checked: hand-written adult scenarios, a new one weekly, credits, pricing, rules and weak points.

naughti.ai in short

Hand-written adult stories, a new one every week
  • Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
  • Scenario content is included in the subscription; you pay credits only to generate more
  • Pre-generated top-quality content at 15 credits each
  • Long chat memory that stays coherent after several thousand messages
  • Your own generated content: 4 credits per image, from 30 credits per video
  • NaughtiAI OÜ, Estonia (EU)
  • Watch out: our own product; credits are not refunded

Quick verdict

  • Good fit Adults who want a ready-made adult plot
  • Not a fit You want calls or custom characters
  • Price €14.99/mo (≈$16.74), monthly only
  • Who runs it NaughtiAI OÜ, Estonia, since February 2026
  • Good fit Adults who want a ready-made adult plot
  • Not a fit You want calls or custom characters
  • Price €14.99/mo (≈$16.74), monthly only
  • Who runs it NaughtiAI OÜ, Estonia, since February 2026
  • Good fit Adults who want a ready-made adult plot
  • Not a fit You want calls or custom characters
  • Price €14.99/mo (≈$16.74), monthly only
  • Who runs it NaughtiAI OÜ, Estonia, since February 2026

Ask AI about this research

My verdict (checked 9 November 2026)

  • naughti.ai is our own product, so this is a disclosed review based on its terms, privacy policy, company register and what the site shows.
  • It is a library of hand-written adult scenarios with a beginning and an end, with a new one every week and chat memory that holds over several thousand messages.
  • One monthly plan at €14.99/mo (≈$16.74) with 100 credits included; the scenarios themselves cost no credits.
  • Weak points: no custom characters, no calls, web only, sales final, credits not refunded, very new with no independent reviews.

Disclosure: this site is made by the naughti.ai team, and naughti.ai is our own product, which is why it is listed first and labelled. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.

What is naughti.ai? The short version

naughti.ai is for adults who want a plot ready to play rather than a companion to design. It is not for people who want calls, a free tier or a long record of independent reviews.

FactValueSource
OperatorNaughtiAI OÜ, Telliskivi tn 57, 10412 Tallinn, EstoniaPrivacy policy, e-Business Register
RegisteredFebruary 2026 (reg. 17433306)e-Business Register
Governing lawEstoniaTerms
FormatHand-written scenarios with a beginning and an end; a new one every weeknaughti.ai
MemoryStays coherent after several thousand messagesnaughti.ai
MediaPre-generated content (15 credits each); own images 4 credits, own video from 30naughti.ai
Price€14.99/mo (≈$16.74), monthly only, 100 credits a month includednaughti.ai
Custom charactersNoHomepage
AppsWeb onlyHomepage

I checked these figures on 9 November 2026.

A brunette woman in a burgundy cardigan curled in a vintage armchair at night, smiling as emerald light ribbons rise from glo

Step into a story

naughti.ai: hand-written adult scenarios with a beginning and an end, a new one every week and 100 credits a month in one membership at €14.99/mo (≈$16.74).

How does naughti.ai work?

Scenarios

Each scenario is hand-written, with a premade character, a setting, an opening scene and a proper ending. A new scenario is added every week, and all of them are included in the subscription. Some scenarios include two or three characters.

Chat memory

The chat memory stays coherent after several thousand messages, so a long story does not lose track of what happened earlier.

Credits and media

The membership includes 100 credits a month. Pre-generated top-quality content costs 15 credits each; images you generate yourself cost 4 credits and your own video starts at 30 credits.

What does it cost?

What you buyWhat it doesRules
MembershipAll scenarios and chats; 100 credits a month€14.99/mo (≈$16.74), monthly only; ends at period end
Pre-generated contentTop-quality ready-made content15 credits each
Your own mediaImages and video you generate4 credits per image, from 30 per video
Extra credits100 more credits€79.99 (≈$89.31); bought credits need a membership

In practice: the 100 monthly credits cover, for example, 25 of your own images, six pre-generated items, or three videos at the 30-credit minimum. Credits are not refunded, so spend them on what you actually want.

Rules and privacy

The terms allow adult content between adult characters and ban minors in any form, biological incest, non-consent, real identifiable people and deepfakes, bestiality, extreme violence and hate speech. The GDPR privacy policy says chats go to third-party AI models only to generate replies, are not used for profiling or ads and are not sold; training on chats is not stated.

ProsCons
Hand-written adult plots, a new one every weekNo custom characters or calls
Scenarios included; credits only for extrasCredits are not refunded
Long chat memorySales final, narrow exceptions
EU company with a register numberVery new, no independent reviews
Beautiful woman in emerald green dress curled on velvet sofa at night, smiling at glowing phone with rainy city window behind

Want Reels and seven video models instead?

Secrets AI offers video Reels, daily Shorts, seven video models and calls. Premium $19.99 a month or $109.99 a year.

Who is naughti.ai for?

Adults who are tired of paying per clip or building characters and want a story to step into. If you want Reels, seven video models and calls, Secrets AI does that: see naughti.ai vs Secrets AI and the main comparison.

Sources I used

I accessed these sources between 3 and 9 November 2026.

  1. naughti.ai Terms of Service
  2. naughti.ai Privacy Policy
  3. naughti.ai Cancellation Policy
  4. Estonian e-Business Register: NaughtiAI OÜ
  5. ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)

Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Secret Labs Inc., the company behind Secrets AI; Secrets AI links on this site are affiliate links.

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naughti.ai review: FAQ

  • What is naughti.ai?

    An adult AI roleplay site built around hand-written scenarios with a beginning and an end, with a new one added every week. You play them with premade characters, and the chat memory stays coherent after several thousand messages. Credits buy pre-generated content or your own images and video. It runs in the browser, is for adults 18+ and is our own product.

  • Is naughti.ai legit?

    It is run by NaughtiAI OÜ, listed in the Estonian e-Business Register (reg. 17433306, Telliskivi 57, Tallinn), with published terms, a GDPR privacy policy and a cancellation policy. It is very new, registered in February 2026, and I found no independent reviews yet.

  • How much does naughti.ai cost?

    There is one plan: €14.99/mo (≈$16.74), billed monthly, with no quarterly or yearly option. It unlocks every scenario and includes 100 credits a month; 100 extra credits cost €79.99 (about $89.31). Prices are in euros, converted here at the ECB rate of 1.1165.

  • Is naughti.ai the same as other "naughty AI" apps?

    No. naughti.ai is spelled with an i and run by NaughtiAI OÜ in Estonia. Search results for “naughty ai” include unrelated apps and image generators, so check the address before you sign up or pay.

  • Does naughti.ai have a free trial?

    No. naughti.ai publishes no free tier or trial. The only plan is monthly at €14.99 (about $16.74), and it includes every scenario plus 100 credits. If you want to try something before paying, GoLove AI’s free text chat or Secrets AI’s 20 daily messages are the options on this site.

  • Can I get a refund from naughti.ai?

    Generally no. Sales are final, and the EU withdrawal right is waived once content is delivered. Refunds are considered for double billing, an outage over 24 hours or verified fraud, and credits are not refunded. A chargeback without contacting support first leads to a permanent ban.

  • How do I cancel naughti.ai?

    In account settings or by email to [email protected]. Cancellation takes effect at the end of the billing period, and you keep access until then. Purchased credits stay usable only with an active membership.

  • Does naughti.ai keep my chats?

    Its privacy policy says chats are processed to run the service, sent to third-party AI models only to generate replies, not used for profiling or advertising, and not sold. History is deleted or anonymised on request. Training on chats is not stated.

  • Does naughti.ai check age?

    Every visitor confirms they are 18 or older at the entry gate, and some buyers are sent to an age-verification step after purchase when required; the provider is not named. Its terms ban content involving minors in any form.

  • Is there a naughti.ai app?

    No. It runs in the browser on desktop and phone, and I found no App Store or Google Play listing. Store apps named “naughty AI” are unrelated.

  • How does naughti.ai compare with Secrets AI?

    Both are story-led. Secrets AI uses video Reels, daily Shorts and Moments for custom media; naughti.ai uses hand-written scenarios included in the membership and credits for extra images and video. Secrets AI has custom characters, calls and a free tier; naughti.ai adds a new scenario every week and keeps a long chat memory. See naughti.ai vs Secrets AI.

  • Who should not use naughti.ai?

    Anyone who wants to build characters, make calls, start on a free tier, get unused credits refunded, or rely on a long record of independent reviews. Secrets AI, OurDream AI or Joi AI fit those needs better.

  • How many scenarios does naughti.ai offer?

    naughti.ai does not publish a total. Every scenario is hand-written, with a premade character, a beginning and an end, and a new one is added every week. All scenarios are included in the subscription; credits are needed only if you want to generate more content.

  • Is naughti.ai worth it?

    Worth trying if you want stories rather than a builder and dislike per-clip currencies; the only plan is €14.99/mo (≈$16.74). Not worth it if you need custom characters, calls, a free tier or refundable credits.

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Joetta Hartman

Editor, Secrets AI Alternatives

I edit this site for the naughti.ai team and compare adult AI companion apps on what they publish themselves: plan tables, wikis and changelogs, terms, refund and cancellation pages, privacy wording and Trustpilot profiles. I write down the date of every figure and re-check prices, free limits and currencies monthly. I never describe a purchase or test I have not made, and I say when naughti.ai is not the right choice.

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Try the Best Secrets AI Alternative

Stop paying Moments for every clip. naughti.ai drops you into hand-written adult stories with a beginning and an end, a new one every week, made by our team.

Adults 18+ only. All characters are AI and fictional.