- Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
- Scenario content is included in the subscription; you pay credits only to generate more
- Pre-generated top-quality content at 15 credits each
- Long chat memory that stays coherent after several thousand messages
- Your own generated content: 4 credits per image, from 30 credits per video
- NaughtiAI OÜ, Estonia (EU)
- Watch out: our own product; credits are not refunded

By Joetta Hartman · Checked 9 Nov 2026 · 18+
naughti.ai vs Secrets AI: Stories or Reels?
Our own product against Secrets AI: hand-written scenarios against video Reels, Shorts and Moments. Format, cost and privacy.
naughti.ai, Secrets AI and other options
- Companion chat, custom characters, adult video on 7 models, audio calls
- Premium includes 8,000 Moments; a 5-second video costs 320 to 1,200
- Free: 20 messages a day, no media
- Secret Labs Inc. (Delaware); Trustpilot 4.5 from 317 reviews
- Watch out: no refund for the current period
- Custom companions plus a huge community library, images, video, voice calls
- Unlimited messages and 1,000 dreamcoins a month on paid plans
- Free: 5 messages per character and 55 coins once (reported)
- Dream Studio USA, Inc. (Delaware)
- Watch out: calls cost 50 coins a minute, video 100 coins per 5 seconds (reported)
- Premade characters, builder, images, video, live video calls
- Neurons charged per explicit message, photo or video, even on Premium
- Age check by VerifyMyAge (email, face estimate or ID)
- Novi Limited, Cyprus; Trustpilot 3.9 from 264 reviews
- Watch out: pay-per-view on top of the plan
- Companion builder, images, video, voice chat and video calls
- Free plan: about 15 messages and 10 images a day (reported)
- Credits pay for media on top of the plan
- Nectar AI, LLC (Delaware) with a UK entity
- Watch out: fees are non-refundable and official prices are not public
- Design a companion or pick a premade one; images, voice and video calls
- NOVA image-to-video clips with sound
- Ultimate includes 1,000 XOT a month; an image costs 50 XOT
- Xotic Tech OÜ, Estonia; Trustpilot 4.8 from 59 reviews
- Watch out: 5 free messages in total, subscriptions non-refundable
- 350+ premade characters, images, AI video and a live video mode
- Core text chat free with unlimited messages (homepage)
- Refund within 24 hours if no more than 20 credits are used
- 404 Intelligence LTD, Cyprus; Trustpilot 4.3 from 28 reviews
- Watch out: Premium prices are not public, custom creator not live
Quick verdict
- Written stories naughti.ai: a new scenario every week
- Video stories Secrets AI: Reels and Shorts
- Cheaper monthly naughti.ai: €14.99/mo (≈$16.74)
- Video models Secrets AI: 7 models
- Written stories naughti.ai: a new scenario every week
- Video stories Secrets AI: Reels and Shorts
- Cheaper monthly naughti.ai: €14.99/mo (≈$16.74)
- Video models Secrets AI: 7 models
- Written stories naughti.ai: a new scenario every week
- Video stories Secrets AI: Reels and Shorts
- Cheaper monthly naughti.ai: €14.99/mo (≈$16.74)
- Video models Secrets AI: 7 models
Ask AI about this research
What I found (checked 9 November 2026)
- Both are story-led: Secrets AI through video Reels and Shorts, naughti.ai (our product) through hand-written scenarios with a beginning and an end.
- Secrets AI wins on custom characters, video model choice, calls, the free tier and track record.
- naughti.ai wins on scenarios included in the membership, a new one every week, long chat memory and a readable GDPR privacy policy.
- Monthly, naughti.ai is cheaper (€14.99/mo (≈$16.74)); it has no yearly plan, while a year of Secrets AI Premium costs $109.99.
Disclosure: this site is made by the naughti.ai team, and naughti.ai is our own product, which is why it is listed first and labelled. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.
naughti.ai vs Secrets AI side by side
| naughti.ai (ours) | Secrets AI | Edge | |
|---|---|---|---|
| Story format | Hand-written scenarios, a new one weekly | Video Reels, daily Shorts, 75+ scenarios | Depends on taste |
| Custom characters | No | First free, then 500 Moments | Secrets AI |
| Video | Pre-generated (15 credits) + own, from 30 credits | 7 generation models | Secrets AI |
| Calls | Not stated | Audio, 50 Moments/min | Secrets AI |
| Monthly | €14.99/mo (≈$16.74) | $19.99 | naughti.ai |
| Yearly | Monthly plan only | $109.99 | Secrets AI |
| Meter | 100 credits a month; scenarios included | 8,000 Moments for all media | Depends on use |
| Chat memory | Coherent after several thousand messages | Memory and Lorebooks; long-term consistency reported weaker | naughti.ai |
| Free tier | Not published | 20 msgs/day per device | Secrets AI |
| Readable privacy policy | Yes (GDPR) | JavaScript only | naughti.ai |
| Operator | NaughtiAI OÜ, Estonia | Secret Labs Inc., Delaware | — |
| Track record | Registered Feb 2026, no reviews | Trustpilot 4.5 (317) | Secrets AI |
Checked 9 November 2026. naughti.ai is our own product. EUR converted at 1.1165.

Play a story tonight
naughti.ai (our product): pick a hand-written adult scenario and play it to the end, with a new one every week. Scenarios are included; 100 credits a month cover the extras.
How does the story work on each?
Secrets AI: watch, then reply
A Reel is a short video scenario that ends with the character waiting for your answer; Shorts are mini-drama episodes released daily. After that, you chat freely with the character, and images, clips and calls draw on your Moments.
naughti.ai: a written story from start to finish
Each scenario is hand-written: it opens with a scene and a premade character and runs to a real ending, and a new one is added every week. The scenarios are included in the subscription, and the chat memory stays coherent after several thousand messages. Credits are for extras: pre-generated top-quality content at 15 credits each, your own images at 4 credits and your own video from 30 credits.
In practice: Secrets AI feels like a feed you step into; naughti.ai feels like a story you play to the end.
What do you pay on each?
| naughti.ai (ours) | Secrets AI | |
|---|---|---|
| Monthly | €14.99/mo (≈$16.74) | $19.99 |
| Longer plans | None, monthly only | $49.99 for 3 months, $89.99 for 6, $109.99 a year |
| Included | All scenarios and 100 credits a month | 8,000 Moments a month |
| Typical costs | Pre-generated content 15 credits, own image 4, own video from 30 | Image 50 Moments, 5-second video 320 to 1,200 |
| Costs extra | 100 extra credits for €79.99 (≈$89.31) | Moments beyond the grant ($11.99 per 4,000) |
| Currency refunds | Credits are not refunded | Failed generations refunded automatically |
| Billed in | EUR | USD (public wiki) |
naughti.ai’s euro prices converted at the ECB rate of 1.1165 (6 Nov 2026).
Rules and privacy
| Topic | naughti.ai (ours) | Secrets AI |
|---|---|---|
| Company | NaughtiAI OÜ, Tallinn, Estonia | Secret Labs Inc., Dover, Delaware |
| Privacy policy | Readable, GDPR | Loads only via JavaScript |
| Chats | Sent to AI models for replies; not sold, not for ads | ”Only you can see your conversations” (FAQ) |
| Age check | 18+ attestation; some buyers verified after purchase | Click-through and email |
| Content rules | Adults only; bans minors, incest, non-consent, real people | Characters must clearly look adult |
| Card statement | Merchant associated with naughti.ai or its payment partner | S LABS INC |

Prefer to watch first?
Secrets AI: Reels that wait for your reply, daily Shorts and custom video on seven models. Premium $19.99 a month.
Who should pick which?
Where Secrets AI wins
Custom characters, seven video models, audio calls, a usable free tier and a public track record (Trustpilot 4.5 from 317).
Where naughti.ai wins
A plot written for you, scenarios that cost no credits, a new one every week, chat memory that holds over thousands of messages, a readable GDPR policy and a lower monthly price.
| Pick naughti.ai if | Pick Secrets AI if |
|---|---|
| You want a written plot, ready to play | You enjoy Reels and daily Shorts |
| You want stories included, not paid per clip | You want seven video models and calls |
| You want a readable GDPR policy | You want to build your own characters |
| Monthly billing suits you | A usable free tier and reviews matter |
Details: naughti.ai review and Secrets AI review.
Sources I used
I accessed these sources between 3 and 9 November 2026.
- naughti.ai Terms of Service
- naughti.ai Privacy Policy
- naughti.ai Cancellation Policy
- Estonian e-Business Register: NaughtiAI OÜ
- Secrets AI wiki: subscription tiers and limits (updated ~17 Oct 2026)
- Secrets AI wiki: Moments and payments (updated ~29 Oct 2026)
- Secrets AI homepage and subscription FAQ
- ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Secret Labs Inc., the company behind Secrets AI; Secrets AI links on this site are affiliate links.
More Secrets AI guides

naughti.ai review
Our own product, weak points included.

Secrets AI review
Reels, Shorts, 7 video models and what users complain about.

Best Secrets AI alternatives
Six apps against Secrets AI on Moments, video, free tier and refunds.
naughti.ai vs Secrets AI: FAQ
How is naughti.ai different from Secrets AI?
Both lean on stories, in different media. Secrets AI hands you video Reels and daily Shorts, then charges Moments for clips, images and calls. naughti.ai, our own product, gives you hand-written adult scenarios with a beginning and an end, adds a new one every week and includes them in the membership; credits pay only for extra content.
Which is cheaper, naughti.ai or Secrets AI?
Monthly, naughti.ai: €14.99/mo (≈$16.74) against $19.99. naughti.ai has a monthly plan only, while Secrets AI Premium drops to $109.99 a year if you commit. What you get differs: 8,000 Moments a month on Secrets AI, 100 credits a month on naughti.ai, where the scenarios themselves cost no credits.
Does naughti.ai have Reels or Shorts?
No. naughti.ai’s scenarios are hand-written stories with a beginning and an end, and a new one arrives every week; pre-generated top-quality content costs 15 credits each. Secrets AI’s Reels and Shorts are videos you watch first and then reply to.
Can I generate custom video on naughti.ai?
Yes, with credits: your own images cost 4 credits each and video starts at 30 credits, drawn from the 100 included every month. Secrets AI offers seven video models at 320 to 1,200 Moments per 5 seconds, so it gives you more model choice.
Can I create characters on either?
On Secrets AI, yes: the first custom character is free, then 500 Moments each. naughti.ai has premade characters only. For character building, Secrets AI is the better pick.
Which has calls?
Secrets AI offers audio calls at 50 Moments a minute, so Premium’s 8,000 Moments cover about 160 minutes if you spend nothing else. naughti.ai does not state calls; its media is pre-generated content plus the images and video you generate with credits.
Which is more private?
naughti.ai’s GDPR privacy policy is readable and says chats are not sold or used for profiling or ads; training is not stated. Secrets AI’s privacy policy loads only via JavaScript; its FAQ says connections are encrypted in transit and its bill shows S LABS INC.
What about refunds?
Neither is generous. Secrets AI refunds nothing for the current period. naughti.ai sales are final except double billing, an outage over 24 hours or verified fraud, and credits are not refunded. Both let you cancel any time and keep access to the end of the period.
Why should I trust a comparison from the naughti.ai team?
You should read it knowing that, which is why every page says so. I list where Secrets AI wins (video model choice, custom characters, calls, free tier, track record) and use only facts from each vendor’s pages with dates.
Which should I try first?
If you enjoy watching and replying to clips, Secrets AI. If you would rather play through a hand-written story whose scenarios are already included, naughti.ai. naughti.ai bills monthly only; on Secrets AI, start monthly too before committing to a year.
Do naughti.ai and Secrets AI both bill discreetly?
Secrets AI states its descriptor, S LABS INC. naughti.ai’s policy says the statement shows a merchant name associated with naughti.ai or its payment partners. Check your statement against those names.
Which works better on a phone?
Both run in the mobile browser. Secrets AI can be installed as a web app from the browser; naughti.ai has no installable app. Neither is in the app stores.
Joetta Hartman
Editor, Secrets AI Alternatives
I edit this site for the naughti.ai team and compare adult AI companion apps on what they publish themselves: plan tables, wikis and changelogs, terms, refund and cancellation pages, privacy wording and Trustpilot profiles. I write down the date of every figure and re-check prices, free limits and currencies monthly. I never describe a purchase or test I have not made, and I say when naughti.ai is not the right choice.