Secrets AI Pricing: Plans and Moments Explained

Premium is $19.99 a month and Ultimate $39.99, according to the official wiki checked on 9 November 2026. Premium also comes as $49.99 for 3 months, $89.99 for 6 months or $109.99 a year, which works out to about $9.17 a month.

Moments are Secrets AI’s currency for everything visual and some extras: images, video, calls, custom characters, bundles and Shorts episodes. Premium includes 8,000 a month and Ultimate 15,000. Text chat on a paid plan does not use them.

Monthly grant Moments do not: the wiki says your total can drop when grants reset. Top-Up Moments you buy never expire. So spend the grant first and keep purchased Moments as a reserve.

It depends on the model. For a 5-second 720p clip the wiki lists Basic 320 Moments, Classic 600, Everyday 640, Intimate 850, Intimate+Turbo 1,180 and Cinematic 1,200. The exact cost appears on the Generate button before you confirm.

None directly; you spend Moments. With 8,000 a month you can make about 25 Basic clips or 6 Cinematic clips of 5 seconds, or mix them with images (50 each) and calls (50 a minute).

Buy a Top-Up. The wiki’s example is 4,000 Moments for $11.99, and purchases get a 10% bonus on Premium or 15% on Ultimate. Free accounts cannot buy Moments. Bought Moments never expire.

Ultimate ($39.99 a month) almost doubles the Moments to 15,000 and adds proactive messages, group chats with 2 or 3 companions, Personas and Persona Photos, longer messages (2,000 characters) and higher thinking levels. Premium covers most chat use.

The wiki still lists $319.99 a year, but the changelog logged an Ultimate annual price drop on 16 October 2026 without a figure, and the live store could not be read. Check the store for the current price before you buy.

Those were the Lite ($5.99, 1,000 Moments) and Plus ($9.99, 3,000 Moments) plans. The wiki says both are retired, and remaining members move to Premium at their next renewal with at least 14 days’ notice. Pages quoting them are out of date.

Not for the current period. The wiki says cancelling stops future charges but does not refund the period you are in. Failed generations are refunded automatically and blocked requests are never charged, but tips to creators are non-refundable.

Go to your Subscription page, click Cancel, give a reason and confirm. The site says it takes under a minute with no retention hoops. Access continues until the end of the period, and card subscriptions can be resumed in one click.

Visa, Mastercard and Discover cards (no American Express), virtual debit cards and more than 300 cryptocurrencies with a $20 minimum. As a last resort it points to G2A prepaid 3- and 12-month keys, which do not auto-renew.

No. The wiki says sale discounts apply to the first billing period and the plan then renews at the regular price. A discounted yearly plan renews at $109.99 for Premium.

Nectar AI is reported from $9.99 a month and Joi AI from $13.99 a month or $47.99 a year plus tax. OurDream AI matches Secrets AI at $19.99 monthly but costs $119.88 a year. Each adds its own currency for media. See the main comparison.

Yes. Subscribers can tip character creators from Top-Up Moments, and tips cannot be refunded. When someone forks a public character, half of the Moments go to the original creator, according to site strings.

Yes, two ways: crypto purchases do not auto-renew and must be repurchased, and G2A prepaid 3- or 12-month keys, which the wiki offers as a last resort, also do not renew.

No. Failed generations are refunded automatically and safety-blocked requests are never charged. Reporting a bad but completed result does not refund advanced image generations or edits.